INTRODUCTION

Hello, my name is Michael Poland and I'm a state licensed mortgage banker working in the Chicagoland area. I graduated from Oakland University in 2000 and have over 17 years experience in the real estate and mortgage industries. I'm here to assist you in any way that I can with your home financing experience. We offer many products and solutions for every type of borrower including borrowers with poor credit and a low down payment. 

Please take some time to explore the website and feel free to contact me with any questions.  I can be reached at 312.804.6379 or by e-mailing me at michael.poland@mychicagomortgageguy.com.  You can also apply for a mortgage on this site by clicking on the Loan Application link above.  

HARP 2.0 IS HERE!

The new Home Affordable Refinance Program "HARP 2.0" has just been released! This product helps borrowers with low to negative equity refinance into a lower rate and payment (even if they currently have mortgage insurance). If you or anyone you know might benefit from this program please let me know.

  

TESTIMONIALS

"We came to Michael when we were refinancing our home and had such a great experience working with him! He presented us with several options, was extremely knowledgeable about the products he was offering and made sure we received the best rate available. Michael was very responsive to our questions and made the closing process so easy. We will definitely use him in the future and would highly recommend him to others!" - Lisa Anagnostopoulos/Attorney

"We recommend that all of our clients speak to Michael"  - Jerry and Diane Ricordati/Real Estate Agents-Chairman's Club

"Throughout my search, Michael was there for me to answer every question. After finally finding the "dream condo", that was a bit out of my price range, Michael was able to secure through very creative financing, a solution that was extremely within my means. I am grateful that I had someone in my court to work with me -- painlessly -- and I really felt that he was interested in my search and that I wasn't ever asking the wrong questions. I would recommend to anyone interested in a hassle-free financing package to contact Michael Poland. - Kim Uhlig/Director of Economic Development

We are extremely pleased with our loan experience with Michael Poland. From beginning to end, Michael worked through the entire process ensuring that he provided my aunt and I the highest quality of customer care and he made sure that hes always available to answer all our questions. He is knowledgeable, ethical and reliable. Michael worked very hard for us in working towards a mortgage that best suit our needs. The best part about his service was that we were not just a number or another client but a real person that he really cared about. Its rare to find a mortgage professional who is more concerned with finding the right mortgage product for a client than making a fee. Michael Poland is the type of mortgage professional you feel comfortable referring members of your family and friends for mortgage assistance. Thanks Michael! -Brian Andrada/Client Service Rep

"Michael was very professional and thorough throughout the transaction.  My client was extremely happy with his level of service and the process was smooth and error free!" -David Bailey/Real Estate Agent
 

“Michael and I have had many mutual clients purchasing real estate over the last four or five years. I know that when he says he can do a loan, he'll be able to do it and there will not be any last minute loan issues or denials. He is also great at communicating with clients and their agents and attorneys and is always on top of what's going on with the file. I would highly recommend him to any prospective purchaser.”  -Rachell Horbenko, Owner, The Law Office of Rachell M. Horbenko

“As a first time home-buyer I was nervous at making such a large purchase, even though I have worked in the real estate industry for 5 years. It's a big purchase, but well worth it. I knew our financial comfort-zone going into the deal, but Michael made sure that we stayed true to what we wanted and how we wanted to achieve our home purchase. He kept us informed every step of the way & found us a great mortgage that we are very happy with. We also had a very tight turnaround from contract to close (4 weeks) and Michael didn't hesitate. He jumped right in and got us going. He made it happen! No mortgage meant no house. But Michael got it done. We love our house! Thank you Michael for getting it done!”  Top qualities: Great Results, Expert - Lisa Gregg

 

“Michael is always on top of things, responsive, helpful, punctual and reliable. I have recommended his loan services to many other people.” Top qualities: Expert, On Time - Kim Dziedzic, hired Michael as a Loan Officer in 2007, and hired Michael more than once

 

 

 




Mortgage Calculator:
Sales Price: $
Down: %
Interest Rate: %
Term: yrs
Monthly payment: $



 

This is NOT a commitment to lend.  This is an advertisement. A and N Mortgage Services, Inc. is an Illinois Residential Mortgage Licensee and an Equal Housing Lender.  MB#0006638,  FL MLD288,  IN 1122, IA 2006-0064, MA  MC5413, MI FL0012625, WI 19291BA  NMLS# 19291   Michael Poland MB# 31.0010234  NMLS# 222653

 

1945 N. Elston Ave. Chicago, IL 60642
Phone: Fax:

Contact Me | Closing Costs | News | Real Estate Glossary | Home | Loan App Checklist | Your Down Payment | Documenting Assets | Loan Application | Seller Paid Closing Costs | When to Refinance | What is a credit score? | Rate Lock Periods | Fixed Rate Mtg Calc | Mtg Tax Savings Calc | Rent vs Buy Calc | Mortgage Calculators | Customer Login | Interest Only Calc | What is PMI? | Mistakes on Your Report | Government Loan Programs | Buyer Don'ts | Homeowner Deductions | Debt-to-Income Ratios | My Blog

As Seen On MortgageLoan.com

Copyright © 2012 A and N Mortgage Services, Inc.
Portions Copyright © 2012 a la mode, inc.
Another XSite by a la mode, inc. | Admin LoginTerms of UseSite Map